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We work directly with your creditors to negotiate reductions in your total unsecured debt balance. If creditors have your number, you should have ours. (888) 475-2610 Our proven track record in the past eight years has been 50% to 90% reductions. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Settle debts for pennies on the dollar. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 We guarantee results or you pay us nothing. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. We offer you a viable alternative to bankruptcy and expensive consolidation loans. If creditors have your number, you should have ours. 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